Cybersecurity Alert: New Scam Targeting Indian Users

A new online scam is targeting Indian users, draining money and stealing data. Here’s the full cybersecurity alert and how to protect yourself.

By Trending News Fox, News & Media Team, Published February 28, 2026

🚨 Cybersecurity Alert: New Scam Targeting Indian Users

A dangerous new online scam is rapidly spreading across India. It targets unsuspecting users through fake links, fraudulent apps, and phishing messages. Cybersecurity experts have issued a nationwide warning urging citizens to stay alert.

🔴 How the Scam Works

According to early reports, cybercriminals are using a combination of fake customer service messages. They also use online shopping links and payment verification alerts to trick users. The scam typically follows this pattern:

• Victims get a WhatsApp/SMS message claiming their bank account, package delivery, or digital wallet requires “immediate verification.”
• The message includes a link to a fake but convincing website or app.
• Once users enter personal data or finish a payment, attackers gain access to:
  • Banking details
  • Personal identity details
  • UPI information
  • Saved passwords
  • Contacts & device data

Cyber experts warn that the scam is highly sophisticated, with cloned websites resembling major Indian banks and delivery companies.

⚠️ Who Is Being Targeted?

The scam is particularly affecting:

• Daily online shoppers
• UPI users on apps like PhonePe, Paytm & Google Pay
• Students & elderly users
• People responding to unknown customer service numbers
• Social media users clicking sponsored ads

Authorities say that the attackers are using AI-based tools to personalize scam messages, making them look legitimate.

🔐 Major Losses Reported

Multiple cybersecurity hotlines have reported an increase in complaints where victims have lost money within minutes after clicking malicious links.
In some cases, remote access malware is installed on the victim’s phone. This allows bank accounts to be drained without any OTP need.

🛡️ How to Protect Yourself

Cybersecurity agencies recommend observing these precautions:

• Never click on unknown links, even if they are legitimate.
• Do not download apps from websites or forwarded links.
• Verify customer service numbers on official websites only.
• Avoid sharing OTP, PIN, or banking data with anyone.
• Activate two-factor authentication for all online accounts.
• Check URL spelling carefully before entering personal details.

If you suspect you have been targeted, promptly:

• Disconnect from the internet
• Contact your bank
• Report to the Cyber Crime helpline: 1930
• File a complaint at cybercrime.gov.in

📰 Government & Experts Issue Warning

Cybersecurity officials are working closely with telecom companies to find the source of the scam. Experts warn that such frauds will increase in 2026 as scammers adopt more advanced AI tools.

Digital safety advocates urge users to stay extra cautious, especially during online sales, festive seasons, and banking updates.

✔️ Stay Updated

Trending News Fox will keep tracking this developing story. They will offer real-time updates to help protect users across the country.

❓ FAQs — Cybersecurity Alert: New Scam Targeting Indian Users

1. What is the new scam targeting Indian users?

The new scam involves phishing links, fake customer service messages, and fraudulent apps. These are designed to steal banking details, UPI information, and personal data from Indian users.

2. How does this cyber scam work?

Cybercriminals send fake messages via SMS, WhatsApp, or email, urging users to verify accounts or payments. Once users click the link, they are redirected to a cloned website that captures sensitive information.

3. Who is most at risk from this scam?

Online shoppers, UPI users, elderly citizens, and students are at high risk. People who respond to unknown customer service numbers or ads also face significant risks.

4. What should I do if I clicked on a suspicious link?

First, disconnect your internet promptly. Then, change all your passwords. Contact your bank and report the incident. Finally, report it to the Cyber Crime Helpline (1930) or cybercrime.gov.in.

5. How can I protect myself from online scams?

Avoid clicking unknown links. Always verify official numbers. Use two-factor authentication. Install apps only from trusted stores. Never share OTPs or PINs.

6. Are Indian banks or delivery companies sending these messages?

No. Banks, delivery companies, and government agencies never ask for personal or banking details via SMS or WhatsApp links.

7. Is this scam spreading across India?

Yes. Reports show rapid growth across multiple states, with cyber experts warning users to stay extra cautious in 2026.

8. Can scammers access my bank account without an OTP?

Yes, in some cases. If remote access malware is installed on your device, attackers can bypass OTPs and access accounts directly.

9. How can I report cyber fraud in India?

Victims can report fraud through the National Cyber Crime Portal (cybercrime.gov.in) or call the official helpline 1930.

10. Is it safe to open messages from unknown numbers?

No. Opening is fine, but never click links, download attachments, or share personal data with unknown or unverified numbers.

📝 Short Disclaimer

The information in this cybersecurity alert is based on reports available at the time of publication. Details of scams and cyber threats change as investigations progress. Trending News Fox does not take responsibility for any financial or data losses incurred by readers. Users are advised to verify information through official government and banking channels and follow recommended safety guidelines.

👤 About the Author

Saibal Bose is the founder and chief editor of Trending News Fox. He specializes in breaking news, digital safety alerts, and technology trends. He also provides fast, reliable daily updates. Saibal focuses strongly on cybersecurity awareness. He aims to educate readers about emerging online threats. Saibal also covers digital scams and safe internet practices.
He is dedicated to delivering precise journalism. It is prompt and impactful. His work helps Indian users stay informed. It also keeps them protected in an increasingly digital world.